Rupee4u is committed to providing a transparent, efficient, and accessible grievance redressal mechanism for all customers. This policy outlines our structured escalation framework, resolution timelines, and complaint handling procedures in compliance with regulatory requirements.
1. How to Lodge a Complaint
Email Complaint
- info@rupee4u.com
- Preferred for detailed complaints with attachments
- 24-hour acknowledgment
Phone Support
- +91-9999969918
- Direct conversation with grievance team
- Mon-Sat, 9:30 AM - 6:30 PM
Written Complaint
- Grievance Redressal Officer
- Registered Office Address
- Include reference number
Include in your complaint: Application/Loan reference number, registered mobile number, clear description of issue, and supporting documents (if any).
2. Resolution Timeline & Escalation
Level 1: Customer Support (1–7 Days)
Initial complaint handling by front-line team — 85% resolved.
Level 2: Grievance Officer (8–15 Days)
Escalated review by designated officer — Additional 10% resolved.
Level 3: Internal Ombudsman (16–30 Days)
Independent review for unresolved cases — Final 5% resolved.
External: RBI Ombudsman (After 30 Days)
Customers may approach RBI Integrated Ombudsman Scheme if unresolved internally.
3. Types of Complaints We Address
Urgent Complaints (Within 24 Hours)
- Unauthorized transactions
- Fraudulent activities
- Coercive recovery practices
- Data privacy breaches
Standard Complaints (Within 7 Days)
- Interest rate disputes
- Documentation issues
- Processing delays
- Service quality concerns
Service Requests
- Document requests
- Account updates
- Status inquiries
- General information
4. Complaint Tracking & Follow-up
- Email & SMS notifications at each stage
- Call Support – Quote reference number
5. Exclusions & Limitations
- Complaints sub-judice in courts/consumer forums
- Corporate fraud cases under investigation
- Commercial decisions like loan approval/rejection
- Internal employee HR matters
6. Policy Governance & Review
- Quarterly review by Compliance Committee
- Half-yearly RBI reporting
- Annual Board approval
- Customer feedback for continuous improvement