Customer Complaint Resolution Framework

Rupee4u —
Grievance Redressal Policy

Effective Date: Immediately upon publication

Compliance: RBI Internal Ombudsman Directions 2023 | RBI Fair Practices Code

Rupee4u is committed to providing a transparent, efficient, and accessible grievance redressal mechanism for all customers. This policy outlines our structured escalation framework, resolution timelines, and complaint handling procedures in compliance with regulatory requirements.


1. How to Lodge a Complaint

Email Complaint
  • info@rupee4u.com
  • Preferred for detailed complaints with attachments
  • 24-hour acknowledgment
Phone Support
  • +91-9999969918
  • Direct conversation with grievance team
  • Mon-Sat, 9:30 AM - 6:30 PM
Written Complaint
  • Grievance Redressal Officer
  • Registered Office Address
  • Include reference number

Include in your complaint: Application/Loan reference number, registered mobile number, clear description of issue, and supporting documents (if any).

2. Resolution Timeline & Escalation

Level 1: Customer Support (1–7 Days)

Initial complaint handling by front-line team — 85% resolved.

Level 2: Grievance Officer (8–15 Days)

Escalated review by designated officer — Additional 10% resolved.

Level 3: Internal Ombudsman (16–30 Days)

Independent review for unresolved cases — Final 5% resolved.

External: RBI Ombudsman (After 30 Days)

Customers may approach RBI Integrated Ombudsman Scheme if unresolved internally.

3. Types of Complaints We Address

Urgent Complaints (Within 24 Hours)
  • Unauthorized transactions
  • Fraudulent activities
  • Coercive recovery practices
  • Data privacy breaches
Standard Complaints (Within 7 Days)
  • Interest rate disputes
  • Documentation issues
  • Processing delays
  • Service quality concerns
Service Requests
  • Document requests
  • Account updates
  • Status inquiries
  • General information

4. Complaint Tracking & Follow-up

  • Email & SMS notifications at each stage
  • Call Support – Quote reference number

5. Exclusions & Limitations

  • Complaints sub-judice in courts/consumer forums
  • Corporate fraud cases under investigation
  • Commercial decisions like loan approval/rejection
  • Internal employee HR matters

6. Policy Governance & Review

  • Quarterly review by Compliance Committee
  • Half-yearly RBI reporting
  • Annual Board approval
  • Customer feedback for continuous improvement